Texas Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance

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Boat/Watercraft Insurance

The state of Texas is a great place to live at any time of the year. During the summer months, people will get to enjoy the hot weather and access to local waterways. To ensure that you are able to enjoy the summer as much as possible, you should consider getting a boat. If you do purchase a boat, you should carefully consider your insurance needs. A great way to ensure you are covered is by getting a boat insurance policy, as it can protect you in many ways.

Gives Protection for Assets

One of the main advantages of having a boat insurance policy is that it can protect your boat. Buying a boat is always a significant investment and one that you will want to pay off for a long time. When you get this form of insurance, you can be assured that you will have the ability to repair or replace your boat following an accident or other situations that result in a loss.

Provides Liability Protection

With a boat insurance policy, you can also receive valuable liability protection. Any boat owner needs to make sure that they are careful. However, even if you are diligent, accidents do happen. With a boat insurance policy, you will receive liability protection that will prove to be very valuable if you are at fault in an accident.

Owning a boat in Texas is a dream that a lot of people have. If you are going to purchase a boat here, it is imperative that you get a quality boat insurance policy. As you are searching for a new policy, you may have a lot of questions. Fortunately, the team at Bickerstaff Insurance and Financial Services can answer them for you. When you speak with Bickerstaff Insurance and Financial Services, you can receive the guidance you need to get into a policy that adequately protects your boat and ensures full compliance.

We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:

At Bickerstaff Insurance and Financial Services, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

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Partner Carriers

  • american-modern
  • cna
  • foremost
  • hagerty
  • hiscox
  • liberty-mutual
  • nationwide
  • penn-america
  • progressive
  • safeco
  • texas-mutual
  • the-hartford
  • travelers
  • usli